Grace & debt are distinct & different

http://www.kgbpeople.com/doc-thomas

“Now to him that worketh is the reward not reckoned of grace, but of debt. But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness”--Rom 4:4-5. Grace & debt are distinct & different; they are irreconcilable. When a man works for wages, the wages are due him as a debt. But God isn't a debtor to any man. The payment of an honest debt can never be an act of grace. When you hear a person talking of God owing man salvation & saying God must give every man a chance to be saved you can be certain he's a stranger to grace & to God.

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